Bankruptcy in New Jersey

Are you struggling with debts? Can’t pay bills?

Looking for a fresh start?

Are you afraid to pick up the phone or go to the mailbox?

Todd Murphy, a Newark NJ Bankruptcy Lawyer can help you stop these worries and put you on track to improve your financial future.

Filing for bankruptcy protection in New Jersey is not an easy way to eliminate most of your debts. However – if done right – will help restore your financial situation and will immediately

  • Stop harassing calls and letters from creditors
  • Release any freezes on your salary
  • Stop all collection activity
  • Stop bank account seizures
  • Stay an auto repossession
  • Restore utilities if shut off for non-payments
  • Stops and prevents garnishments and liens

The legal process of filing for bankruptcy protection can be extremely paper intensive and involves detailed assessments of your situation at every step during the filing process.

As a NJ Bankruptcy lawyer with over 15 years of experience, I will interpret bankruptcy related laws and rules to decide what your best options are. I will also work with you when the time comes to go to court and working with a US Bankruptcy Trustee.

Making a decision to file for bankruptcy should only be made after a deep review of your personal financial circumstances. In addition, we will also provide you with an in-depth study of your alternatives to bankruptcy. We are here to help you decide what option is best for your particular situation.

If harassing phone calls from collection agencies and creditors never stop… reach out to Todd Murphy Law Offices for dependable Newark, NJ Bankruptcy Attorneys. We are committed to excellent service.


“You really explained everything to us so we could make the right decision.”

– E. Dunn, Elizabeth, NJ



Bankruptcy Lawyer serving these New Jersey Counties:
Essex County, Bergen County, Passaic County, Hudson County, Union County,
Morris County, and Middlesex County